NPCs

Generic NPCs, sorted by Refresh Cost and associated Power Level

In addition to the power levels used in the book, the following are also used:

Hydrophobe (10 skill points, 2 refresh, skill cap good) You're kind of a loser. You have no significance to the supernatural world and little to the mundane one.

On The Beach (15 skill points, 4 refresh, skill cap good) You're just some guy. You probably know nothing about the supernatural world and you're not a big shot in the mundane one either. Joe Average level.

Snorkeling (40 skill points, 13 refresh, skill cap superb) You're pretty damn powerful. Most cities don't have more than one or two guys at this level. I'm considering increasing the skill cap to fantastic for this level.

Scuba Diving (45 skill points, 17 refresh, skill cap fantastic) You're one of the best in the world at what you do. Faerie Queens, Vampire Kings, and Senior Council members know who you are.

In A Submarine (50 skill points, 21 refresh, skill cap fantastic) You are a being of global significance. You have the power to star in legends, change the course of world events, or defeat a small army singlehandedly.

Deep One (65 skill points, 38 refresh, skill cap epic) You are a supernatural heavyweight. This is the level of Senior Council members, legendary monsters, the leaders of Vampire Courts, and other plot devices.

Hydrophobe

Mortals

Street Person

High Concept: Homeless Guy Other Aspects: Struggle to Survive, Drug Addict, Panhandler

Skills: Good: Survival Fair: Fists Average: Athletics, Stealth, Burglary, Alertness, Endurance

Stunts: Urban Survivalist (Survival): +1 to Survival within cities, may use all survival trappings in cities. Professional Panhandler (Survival): May use Survival to beg. Street Fighter (Fists): Use Fists for improvised weapons.

Total Refresh Cost: -1 (Pure Mortal) Refresh Total: 1

College Student

High Concept: Party Animal Other Aspects: Wasted Education, Liberal Arts Major, Young And Healthy

Skills: Good: Performance Fair: Rapport, Athletics Average: Endurance, Scholarship, Might

Stunts: Bon Vivant (Rapport): +2 to Rapport when “living it up.”

Total Refresh Cost: +1 (Pure Mortal) Refresh Total: 3

On The Beach

Mortals

Ordinary Doctor

High Concept: Ordinary Doctor Other Aspects: All Business, Overeducated, Superior Attitude

Skills: Good: Scholarship, Discipline Fair: Resources, Presence, Conviction Average: Investigation, Endurance, Empathy

Stunts: Doctor (Scholarship): +1 to broad medical field, further +1 to specialization within that field. Quick Diagnosis (Scholarship): All medical assessments and declarations are two steps faster. Hospital Access (Resources): Access to, but not ownership of, Superb medical library and facilities.

Total Refresh Cost: -1 (Pure Mortal) Refresh Total: 3

Schoolteacher

High Concept: Schoolteacher Other Aspects: Cares About The Students, Slightly Scary

Skills: Good: Scholarship, Presence Fair: Intimidation, Rapport, Contacts Average: Resources, Conviction, Alertness

Stunts: Authority Figure (Presence): +2 Presence when dealing with students. Professional Teacher (Presence): Use Presence to teach. Knows His Subject (Scholarship): +1 to broad subject, further +1 to that subject’s curriculum.

Total Refresh Cost: -1 (Pure Mortal) Refresh Total: 3

Ordinary Soldier

High Concept: Infantry Grunt Other Aspects: Well Trained, Ready to Kill or Die, Just Following Orders

Skills: Good: Guns, Endurance Fair: Athletics, Discipline, Fists Average: Alertness, Might, Craftsmanship

Stunts: Hand-Eye Coordination (Guns): Use Guns for thrown weapons. Trained As A Unit (Discipline): +2 to cooperate with others who have this stunt. Attention! (Alertness): Act on the initiative score of another with this stunt.

Total Refresh Cost: -1 (Pure Mortal) Refresh Total: 3

Feet In The Water

Mortals

Middle Manager

High Concept: The Manager Other Aspects: Two Steps Down From the Boss, Small Personal Empire, Greed And Ambition Are Virtues

Skills: Great: Presence Good: Contacts, Resources Fair: Rapport, Deceit, Scholarship Average: Endurance, Alertness, Intimidation, Discipline

Stunts: Leadership (Presence): Leading a group is at +1 and one time increment faster. Nose For Competence (Contacts): +2 Contacts for hiring people. MBA (Scholarship): +1 to scholarship for economics/business studies, +2 for accounting My Wallet Has A Lot To Say (Resources): +2 Resources for the Money Talks trapping.

Total Refresh Cost: -2 (Pure Mortal) Refresh Total: 4

Veteran Soldier

High Concept: Elite Infantry Grunt Other Aspects: Well Trained, Ready to Kill or Die, Older and Tougher, Semper Fi

Skills: Great: Guns Good: Endurance, Athletics Fair: Alertness, Discipline, Fists Average: Conviction, Craftsmanship, Survival, Might

Stunts: Hand-Eye Coordination (Guns): Use Guns for thrown weapons. Trained As A Unit (Discipline): +2 to cooperate with others who have this stunt. Attention! (Alertness): Act on the initiative score of another with this stunt. No Pain No Gain (Endurance): May take an additional physical consequence.

Total Refresh Cost: -2 (Pure Mortal) Refresh Total: 4

Up To Your Waist

Mortals

Sergeant

High Concept: Grunt Boss Other Aspects: Tough As Nails, Tactician, FIRE AT WILL!, If I Was Meant To Have A Sense Of Humour The Army Would Have Issued One To Me, Backbone Of The Army, ONE OF: Listen To Me Sir And We Will Be All Right, Hates Anything With Brass, Officers Have Authority But I Have Power Skills: Great: Guns, Endurance Good: Alertness, Athletics, Fair: Discipline, Fists, Presence Average: Conviction, Intimidation, Stealth, Might, Scholarship

Stunts: Hand-Eye Coordination (Guns): Use Guns for thrown weapons. Trained As A Unit (Discipline): +2 to cooperate with others who have this stunt. Trainer Of The Unit (Presence): +2 to all social skills when using them on someone with the Trained As A Unit stunt, stacks with Trained As A Unit. Attention! (Alertness): Act on the initiative score of another with this stunt. On My Toes (Alertness): +2 to initiative. No Pain No Gain (Endurance): May take an additional physical consequence.

Total Refresh Cost: -4 (Pure Mortal) Refresh Total: 3

Deep One

Supernaturals

Demon Lord

High Concept: Demon Lord

Other Aspects: Skinwalker, Do Not Summon If You Wish To Live, Enemy Of God, Limitless Cruelty, Legions Of The Damned

Skills:

Epic: Conviction

Fantastic: Discipline, Lore

Superb: Intimidation, Presence, Contacts

Great: Deceit, Empathy, Resources

Good: Rapport, Scholarship, Performance

Fair: Burglary, Craftsmanship, Driving

Average: Endurance, Investigation, Fists, Guns

Stunts:

Fanatic's Attitude (Conviction): Use Conviction to defend against social attacks.

It Is Entirely Reasonable To Be Afraid Of Me (Intimidation): +2 to Intimidation against anyone who knows what the Demon Lord is capable of.

Demon Lord (Contacts): May use Contacts to acquire minions.

Legions Of The Damned (Contacts): May use Contacts to declare the presence of lesser demons.

Powers:

Marked By Power (Satan, or perhaps himself) [-1]

True Shapeshifting [-4]

Modular Abilities [-12] (Capable of changing the catch for toughness powers, so all catches are worth 0)

The Sight [-1]

Gaze Of The Damned [-0] (Reflavoured Soulgaze)

Evocation [-3]

Thaumaturgy [-3]

Sponsored Magic (Hellfire) [-2]

Refinement [-7]

Physical Immunity [-8]

The Catch (Holy Stuff) [+2]

Guide My Hand [-1]

Unrighteousness [-2] (The counterpart to Righteousness)

Unholy Touch [-1] (The counterpart to Holy Touch)

Sponsored Faith [-1] (May take sponsor debt instead of spending fate points to fuel True Faith powers)

Magic:

Evocation (Fire, Water, Spirit): +1 spirit control, +2 fire power, +3 fire control

Thaumaturgy: +1 necromancy complexity, +2 diabolism control, +3 diabolism complexity

Foci: Triangle Chain (+2 offensive power to hellfire), Square Chain (+2 offensive control to hellfire), Pentagon Chain (+2 complexity to diabolism)

Enchanted Items: 4 potion slots (strength 6)

Total Refresh Cost: -48 Refresh Total: -10